Large Group Health Plans*

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*Generally, group size is determined by Medical Loss Ratio (MLR) count. Under MLR counts, a group with 50 or less employees is considered a small group. 51 or more employees is considered a large group. Talk to your broker to find out which plan options are available to you based on your group size and service area.


GroupCare

GroupCare features a series of PPO plans with broad provider networks and flexible benefit designs.

Group Plans Brochures
2025 | 2024


HMO

Our HMO plans** feature predictable out-of-pocket costs when care is received from HMO network providers. Healthcare needs are coordinated by a primary care provider.

Group Plans Brochures
2025 | 2024


Point of Service (POS)

Our point-of-service (POS) plans** feature predictable out-of-pocket costs like an HMO plan, with the unique advantage of out-of-network care with limited benefits.

Group Plans Brochures
2025 | 2024


BlueSaver

BlueSaver plans are qualified high-deductible health plans, which means you can put money in a Health Savings Account (HSA)*** that will help you pay your deductible and your share of covered medical expenses. A BlueSaver PPO plan, in conjunction with an HSA, can help you save money for medical expenses now and for the future.

Group Plans Brochures
2025 | 2024

What is a Health Savings Account?

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Premier Blue

Premier Blue gives you the flexibility of a PPO with the network benefits of a point-of-service product. Employees enjoy access to a broad provider network with the convenience of copayments for many services.

Group Plans Brochures
2025 | 2024

Blue Connect** is a select network plan for eligible employers who want to offer their employees a lower-priced plan option with high-quality, coordinated care. Members have access to Ochsner Health Network (OHN) and other participating providers. Plan options include POS, HSA-eligible***, qualified high-deductible health plans, and an All Copay Plan.

Blue Connect Brochures
2025 | 2024

Community Blue** is a select network plan for eligible employers in the Greater Baton Rouge area who want to offer their employees a lower-priced plan option with high-quality, coordinated care. Members have access to Baton Rouge General, The Baton Rouge Clinic and other participating providers.

Community Blue Brochures
2025 | 2024

Precision Blue** is a select network plan for eligible employers in the Greater Baton Rouge and Greater Monroe/West Monroe areas who want to offer their employees a lower-priced plan option with high-quality, coordinated care. Members have access to Franciscan Missionaries of Our Lady Health System (FMOLHS) and other participating providers.

Precision Blue Brochures
2025 | 2024


Signature Blue

See Signature Blue Service Areas:
2025 | 2024

Signature Blue** is a select network plan for eligible employers in the Greater New Orleans market and Hammond/Northshore areas who want to offer their employees a lower-priced plan option with high-quality, coordinated care. Members have access to Louisiana Children's Medical Center Health (LCMC Health) and other participating providers.

Signature Blue Brochures
2025 | 2024



Self-Funded Options

Blue Cross and Blue Shield of Louisiana and HMO Louisiana, Inc. offer traditional Administrative Services Only (ASO) arrangements, as well as Small Business Funding Solutions (aka Level-funding).

For national self-funded groups, consider Blue High Performance Network® (BlueHPN®) This product connects your employees to high-performing providers in the top 65+ U.S. major markets, including New Orleans.

Which arrangement best fits your health plan’s needs to lower healthcare costs and mitigate risk increases?

Compare Self-Funded Arrangements

BlueHPN for national self-funded groups


Multiple Choice Options

Multiple option arrangements allow employers to offer health plans with more coverage choices and a greater variety of benefits. The number of options employers may offer to their employees will be based on group size, product selections and service area. Dual, triple, and in some cases, quadruple options are available.

**Our series of point-of-service (POS) plans and HMO plans are offered by HMO Louisiana, Inc., a wholly owned subsidiary of Blue Cross and Blue Shield of Louisiana.

***HealthEquity, Inc., is an IRS authorized non-bank custodian of HSAs, and the preferred HSA custodian for eligible Blue Cross members enrolled in our high-deductible health plans. Members who qualify may open an HSA with any HSA trustee or custodian and should seek guidance from a tax professional or financial advisor. Blue Cross and Blue Shield of Louisiana and HealthEquity are not engaged in rendering tax, legal or investment advice. These materials, and any tax-related statements in them, are not intended or written to be used, and cannot be used or relied on, for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the promotion or marketing of the transaction(s) or matter(s) addressed by these materials. You should seek advice based on your particular circumstances from an independent tax advisor regarding the tax consequences of specific health insurance plans or products. See IRS Publication 969 for more about HSAs.